About Richard

Ever since I became a Real Estate Agent in Manhattan at the age of 19, I fell in love with Real Estate.  The thrill of deal-making combined with helping clients find their dream home gave me a rush like no other. Now that I am a Mortgage Loan Originator, I help clients secure affordable mortgages to finance their dreams. My goal is to provide concierge-style service to all clients and be their most trusted confidant. With over 5 years in this business, I have a huge pool of knowledge to share with my all my clients. At Cliffco, we have multiple mortgage products such as FHA, VA and Conventional that we can customize to meet the client’s specific needs. Should anyone be interested in speaking more in-depth, feel free to call me directly at 631-316-3654 or email me at Ralvarez@cliffcomortgage.com

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