Richard Alvarez Photo

Richard Alvarez

Loan Officer

NMLS: #1838273
Apply Now

About Richard

Ever since I became a Real Estate Agent in Manhattan at the age of 19, I fell in love with Real Estate.  The thrill of deal-making combined with helping clients find their dream home gave me a rush like no other. Now that I am a Mortgage Loan Originator, I help clients secure affordable mortgages to finance their dreams. My goal is to provide concierge-style service to all clients and be their most trusted confidant. With over 5 years in this business, I have a huge pool of knowledge to share with my all my clients. At Cliffco, we have multiple mortgage products such as FHA, VA and Conventional that we can customize to meet the client’s specific needs. Should anyone be interested in speaking more in-depth, feel free to call me directly at 631-316-3654 or email me at

reviews quote


Calculator icon
Affordability Calculator

How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Calculator icon
Monthly Payments

Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes.

Calculator icon
Rent Vs Buy

Still renting an apartment and thinking about a home purchase? This calculator can help you make the final decision.